Rates and Insurance

Your physical therapy services may be fully or partially covered by insurance benefits or your employee benefit plan. Be sure to call your insurance company in order to verify your insurance benefits; here are some important questions to ask:

    • 1. Do I have physical therapy insurance benefits?
    • 2. What is my deductible? Has it been met?
    • 3. How many sessions per year does my plan cover? Is this per individual or per plan?
    • 4. Do I have a co-pay? How much per visit?
    • 5. Do I have out-of-network privileges?
    • 6. Do I require approval by a physician before an evaluation or treatment?
Forms of Payment
Cash, Credit Card or Check made out to “Catalyst Physical Therapy and Wellness” *There is a return check fee of $20

Cash-pay Physical Therapy Services


 If Catalyst Physical Therapy and Wellness is out of your insurance network, we are still able to serve you! Please see our cash pay rates, as well as, our package options that may be an even better fit for your unique needs. Another benefit of the cash-pay option is a guaranteed one-on-one, hour-long, comprehensive, hands-on session.


 If you take advantage of our cash-pay options, you still may be able to be reimbursed for your physical therapy costs. The good news is, a simple call to your insurance provider to ask about “out-of-network physical therapy coverage” is all it takes. Generally, you can print a claims form that can be returned to your insurance company, with your physical therapy receipt, and you will receive a check in the mail.

In addition, individuals may choose to utilize their health savings account, or flexible spending account to pay for physical therapy services.


If for any reason you feel that the cost of your care is not affordable, please call and ask about programs or options to help, we look forward to serving you.